• Lock your rate with NO Fees
• Quick and easy application
• $10,000 minimum to open
• Must be opened online to get this rate
• Offer subject to change without notice

**.75 % APY (Annual Percentage Yield) is accurate as of 10/2/2009.
***1.00 % APY (Annual Percentage Yield) is accurate as of 10/2/2009. Rate is only valid if applied online (for New Money) for a 6 or 1 year term. New Money means funds not previously held by the bank in another account type. Penalties will apply for early withdrawal. Minimum balance of $10,000. to obtain APY. Offer subject to change without notice. Maximum amount allowed $500,000.

e-Savings Account

Open an e-Savings account with Beverly National Bank Online and be assured of over 200 years of customer support and service.

• 24/7 Online Access to your account
• Safe & Sound rating from Bankrate.com
• Deposits insured up to $250,000 by the FDIC
• Safe and secure account opening
• Offer subject to change without notice

*Annual Percentage Yields are accurate as of 10/2/09 and are subject to change without notice. If balance falls below $5,000.00 on any day in the month, your account will be subject to a $15.00 Minimum Balance Fee for that month. Offer subject to change without notice. Maximum amount allowed $500,000.

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

Beverly National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.